Home Repair Program
Each year Habitat LA partners with low income homeowners to provide critical health and safety repairs to the interior and exterior of their homes. To determine if they qualify, homeowners must submit a complete program application along with copies of documentation to establish their eligibility. Participant selection is based on funding, the need of the homeowner and the condition of the home. Funding is limited and not all eligible applicants will be selected.
With the help of funding from the Los Angeles Housing and Community Investment Department (HCIDLA), Habitat LA is able to offer up to $5,000 in FREE repairs through its Handyworker Program. This program is available for low-income senior and disabled residents of the Harbor area of the City of Los Angeles and can help address health, safety and security issues in and around their home.
City of Whittier Minor Home Repair Grant
In partnership with the City of Whittier Community Development Department, Habitat LA can provide low-income City of Whittier homeowners with up to $5,000 in FREE home repairs to address health, safety and security issues in and around the home.
Click HERE to view more information on program criteria, requirements and type of repairs offered. Applications are currently being accepted, download our application below to start yours today!
For questions or more information, please contact us at (310) 323-4663 ext. 314.
Veteran Home Repairs
Habitat LA has funding available to provide home repair assistance to veteran households. This includes households with a veteran homeowner or a caregiver to a veteran household member. Click HERE for more information on Veteran Home Repairs. Applications are currently being accepted, download our application below to start yours today!
DOWNLOAD OUR APPLICATIONPDFWord
Homeowners must meet the following basic program criteria to be eligible for the Habitat LA Home Repair Program. Click HERE for full Eligibility Criteria and examples of repair services provided.
- Must own a home within the Habitat LA service area
- Visit www.habitat.org to see if you reside within our service area
- Property must be owner-occupied and serve as the primary residence of all owners on title.
- The property must be an eligible property. Eligible properties are owner-occupied Single Family Residences (SFR), manufactured homes, condominiums, town homes and duplexes.
- Multi-family dwellings larger than two units (apartment buildings, tri-plex, etc.), homes used as rental units, boats and recreational vehicles (RV’s) are NOT eligible
- Owners of multiple real estate properties are not eligible
- Homeowners must demonstrate that the following items are current:
- Mortgage Loan Payment
- Homeowner’s Insurance
- Property Taxes
- Household income must be below current maximum income limits (see chart below)
- Homeowners must agree to an affordable one-time payment or a forgiven loan (see details in Affordable Repayment section below)
- Homeowners and/or household members must be willing to contribute 24 Sweat Equity hours, if physically able
- Homeowners must be U.S. Citizen or Permanent Legal Resident
2017 Income Eligibility Limits
|Number of People in Household||1||2||3||4||5||6|
|Maximum Income Limit||$50,500||$57,700||$64,900||$72,100||$77,900||$83,650|
Homeowners agree to pay for repair services provided by the Home Repair Program through one of the following affordable repayment plans:
- Homeowners pay a one-time fee equal to 3% of the total project costs of the repairs provided. Homeowners pay no more than $450 for critical repairs
- Homeowners agree to a zero percent interest, zero down payment, zero monthly payment loan for the total project costs of the repairs provided. The loan is secured to the property and is completely forgiven if the homeowner remains in the home for seven years after the repairs are completed.
All repayment funds are recycled and used to assist future low-income homeowners in need of repairs.
The Home Repair Program establishes a partnership that relies on the homeowner’s involvement and participation. If selected for home repairs, homeowners must be willing to partner with Habitat LA in a variety of ways, including:
- Signing a Homeowner Neighborhood Covenant – homeowners pledge to partner with Habitat LA and perform the expected commitments of the program
- Completing 24 sweat equity hours – the homeowner, a household member or friend of the homeowner must be on site and willing to work in various capacities throughout the duration of the home repairs, as well as perform approved non-construction activities