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CalHome Loan


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Recovery from wildfires and other natural disasters takes time, it is a journey. Now at the second and third-year mark from the Woolsey and Creek fires, we have special low-interest loan funding available for our community members that suffered losses and have not been yet able to fully recover.


Deferred Payment Loans for Wildfire Survivors to Rebuild


  • Up to $150,000 in loans per household
  • No payments required during 30-year term
  • 1.5% interest, forgiven over the term of the loan
  • Applicants must be at or below the moderate-income level. See table
  • The structure must have been damaged or destroyed due to 2017 or 2018 disaster: DR4344, DR4353, DR4382, or DR4407
  • Eligible Costs
    • reconstruction or repairs to an existing home
    • construction of an accessory dwelling unit
    • replacement of a manufactured home

Prequalification Questionnaire

2020 Income Eligibility Limits

Number of People
in Household
Maximum
Income Limit
1 $64,900
2 $74,200
3 $83,500
4 $92,750
5  $100,150
6 $107,600

These are just some of the requirements. Please email Jessica Lawson for more information.