Deferred Payment, Low-Interest Loans
to Repair and Rebuild

Recovery from wildfires and other natural disasters takes time, and it can be a difficult journey. Now at the second and third-year mark from the Woolsey and Creek fires, we have special low-interest loan funding available for our community members that suffered losses and have not been yet able to fully recover.

CalHome Loans

  • Up to $150,000 in loans per household
  • No payments required during 30-year term
  • 1.5% interest, forgiven over the term of the loan
  • Applicants must be at or below the moderate-income level. See table
  • The structure must have been damaged or destroyed due to 2017 or 2018 disaster: DR4344, DR4353, DR4382, or DR4407
  • Eligible Costs
    • reconstruction or repairs to an existing home
    • construction of an accessory dwelling unit
    • replacement of a manufactured home

Prequalification Questionnaire

2021 Income Eligibility Limits

Number of People
in Household
Income Limit
1 $64,900
2 $74,200
3 $83,500
4 $92,750
5 $102,200
6 $109,750

These are just some of the requirements. Please email Jessica Lawson for more information.