Thank you for your interest in Habitat for Humanity of Greater Los Angeles (Habitat LA) and our Homeownership Program. For twenty five years Habitat LA has built homes and fulfilled dreams in partnership with hardworking individuals and families. Through a collaborative effort, Habitat LA works towards increasing the affordable housing stock in our community. Homes are then sold to qualifying partner homebuyers and financed with affordable loans.

We are accepting applications for housing developments in the cities of Downey and Bellflower. Application deadline is Friday, June 24, 2016 at 5:00 pm.

All interested applicants are invited to attend an information session to learn more about our program criteria, partnership requirements and to receive an application. No reservation is needed. Interested applicants only need to attend one of the following information sessions. Sessions begin promptly on time. Late arrivals will be invited to another session. Only the adult homeownership applicant(s) should attend. Note: childcare will not be available, so please plan accordingly.

Wednesday, May 25, 2016
English: 6:30 – 7:45 pm, Spanish: 7:45 -8:30 pm
Simms Park, 16614 South Clark Ave. Bellflower, CA 90706
Parking available onsite

Tuesday, May 31, 2016
English: 6:30 – 7:45 pm, Spanish: 7:45 -8:30 pm
Barbara J. Riley Community and Senior Center, 7810 Quill Drive Downey, CA 90242
Parking available onsite

Wednesday, June 1, 2016
English: 6:30 – 7:45 pm, Spanish: 7:45 -8:30 pm
Simms Park, 16614 South Clark Ave. Bellflower, CA 90706
Parking available onsite

Wednesday, June 8, 2016
English: 6:30 – 7:45 pm, Spanish: 7:45 -8:30 pm
St. Raymond’s Church, 12348 Paramount Ave. Downey, CA 90242
Parking available onsite

Saturday, June 11, 2016
English and Spanish: 9:00 -10:15 am, 10:30 -11:45 am
Bethany Church, 17054 Bixby Ave. Bellflower, CA 90706
Parking available onsite

Habitat LA intends to provide reasonable accommodations in accordance with the Americans with Disabilities Act of 1990. For any special requests or accommodations,please contact our offices no later than 48 hours prior to the event at 310.323.4663-118 or emailing omorales@habitatla.org

Homeownership

How the Program Works:

With the support of community partners, donors and volunteers, Habitat LA constructs new or renovates existing homes alongside Habitat Partner Homebuyers. Our homeownership program is designed to assist low income; first-time homebuyers achieve their dream of homeownership. Habitat homes are sold to partner homebuyers at no profit and financed with affordable loans. In addition to a down payment and monthly mortgage payments, homeowners invest Sweat Equity hours building their future Habitat home and the homes of other Habitat Homebuyers. Interested applicants must submit an application and meet program eligibility requirements.

Program Criteria:

  1. Homebuyers must be able to demonstrate they can afford a zero-percent interest or zero-percent interest equivalent mortgage loan and a small down payment
  2. Homebuyers must fall within program income guidelines. See below for current program income guidelines:
    2016 Income Eligibility Guidelines*
    Number of People in Household 1 2 3 4 5 6 7 8
    Minimum Income Limit $18,250 $20,850 $23,450 $26,050 $28,440 $32,580 $36,730 $40,890
    Maximum Income Limit $48,650 $55,600 $62,550 $69,450  $75,050 $80,600 $86,150 $91,700
    *Note income guidelines are subject to change per the Department of Housing and Development (HUD) and vary per development
  3. Homebuyers must have good credit (no recent bankruptcies, collections, liens or judgments)
  4. Homebuyers must be able to make a small down payment
  5. Homebuyers must demonstrate a need for decent and affordable housing
  6. Homebuyers must be willing to partner with Habitat LA by completing the following:
  7. All household members must be a U.S. Citizen or Permanent Legal Resident

Habitat for Humanity of Greater Los Angeles provides equal housing opportunities for all, and ensures fair and equal access to its programs and services regardless of race, color, religion, gender, national origin, familial status, disability, marital status, age, ancestry, sexual orientation, source of income, or other characteristics protected by law. Veterans and Military Household designation is permissible under the Fair Housing Act, so long as the restriction does not operate to exclude a class protected by the Act. Thus, the housing must be offered to any qualified veteran or military household, regardless of race, color, national origin, religion, sex, disability or familial status. 42 U.S.C. 3601-19

For more information contact the Advocacy and Community Engagement Department at (310) 323-4663 ext. 115 or send an email to home@www.habitatla.org. We hope to partner with you soon!

Pathways to Homeownership

Habitat for Humanity of Greater Los Angeles will be hosting workshops for aspiring homeowners to help get them started on the path to homeownership. Our goal is to create a greater understanding of the credit and financial requirements necessary to purchase a home. Pathways to Homeownership workshops topics include: understanding the importance of credit; Learn how to read your credit report; tips on minor to moderate credit repair; understand how to establish credit history; learn to properly document income and alternative credit references.
Our next workshop will be Saturday, June 11, 2016, 12:30-2:00 pm. Details listd below.
Location: Bethany Church, 17054 Bixby Avenue, Bellflower, CA 90706
Parking is available onsite
English and Spanish: 12:30-2:00 pm
To register for the next Pathways to Homeownership workshop please use the following link: bit.ly/PathwayWorkshop