Thank you for your interest in Habitat for Humanity of Greater Los Angeles (Habitat LA) and our Homeownership Program. For twenty five years Habitat LA has built homes and fulfilled dreams in partnership with hardworking individuals and families. Through a collaborative effort, Habitat LA works towards increasing the affordable housing stock in our community. Homes are then sold to qualifying partner homebuyers and financed with affordable loans.

Habitat LA’s Homeownership Program is currently closed. Those interested in applying for future housing developments may sign up for our Interest List. Note the Interest List is not an application or waiting list, signing up will add you to our mailing list to receive information on future opportunities. To join our interest list CLICK HERE.

Homeownership

How the Program Works:

With the support of community partners, donors and volunteers, Habitat LA constructs new or renovates existing homes alongside Habitat Partner Homebuyers. Our homeownership program is designed to assist low income; first-time homebuyers achieve their dream of homeownership. Habitat homes are sold to partner homebuyers at no profit and financed with affordable loans. In addition to a down payment and monthly mortgage payments, homeowners invest Sweat Equity hours building their future Habitat home and the homes of other Habitat Homebuyers. Interested applicants must submit an application and meet program eligibility requirements.

Program Criteria:

  1. Homebuyers must be able to demonstrate they can afford a zero-percent interest or zero-percent interest equivalent mortgage loan and a small down payment
  2. Homebuyers must fall within program income guidelines. See below for current program income guidelines:
    2016 Income Eligibility Guidelines*
    Number of People in Household 1 2 3 4 5 6 7 8
    Minimum Income Limit $18,250 $20,850 $23,450 $26,050 $28,440 $32,580 $36,730 $40,890
    Maximum Income Limit $48,650 $55,600 $62,550 $69,450  $75,050 $80,600 $86,150 $91,700
    *Note income guidelines are subject to change per the Department of Housing and Development (HUD) and vary per development
  3. Homebuyers must have good credit (no recent bankruptcies, collections, liens or judgments)
  4. Homebuyers must be able to make a small down payment
  5. Homebuyers must demonstrate a need for decent and affordable housing
  6. Homebuyers must be willing to partner with Habitat LA by completing the following:
  7. All household members must be a U.S. Citizen or Permanent Legal Resident

Habitat for Humanity of Greater Los Angeles provides equal housing opportunities for all, and ensures fair and equal access to its programs and services regardless of race, color, religion, gender, national origin, familial status, disability, marital status, age, ancestry, sexual orientation, source of income, or other characteristics protected by law. Veterans and Military Household designation is permissible under the Fair Housing Act, so long as the restriction does not operate to exclude a class protected by the Act. Thus, the housing must be offered to any qualified veteran or military household, regardless of race, color, national origin, religion, sex, disability or familial status. 42 U.S.C. 3601-19

For more information contact the Advocacy and Community Engagement Department at (310) 323-4663 ext. 115 or send an email to home@habitatla.org. We hope to partner with you soon!